Purchasing Power

Purchasing power can help when using cash or credit may not be ideal. It gives you the flexible, more manageable way to buy things you need—from computers to appliances and much more.

While not a discount program, Purchasing Power provides you a reliable way to fit unexpected purchases into your budget. You’ll always know the total product cost upfront—no credit checks, down payments or hidden fees. You pay for your purchases through payroll deductions.

  • Access spending power for the things you need with no credit check.
  • Automated fixed payments over six to 12 months.
  • Find the items you need—for home, work, school and more.
  • Alternative loans, high-interest credit cards or rent-to-own.

When can I enroll?

You can enroll in this benefit anytime during the year through our enrollment website.

Ready to Enroll?

To enroll or make changes to your benefits, visit bswift, our secure, online enrollment website. You’ll be prompted to enter your YNHHS username and password. If you are enrolling before your hire date, use this link to visit bswift and follow the temporary username and password instructions there. If you run into problems, call HRConnect at 844-543-2147. Need more info first? You’ll find details at HRConnect.