Long-Term Care + Life Insurance
When a family loses someone, survivors may suddenly be faced with costly expenses and debts, and even a loss of income. You may also, at any point in your life, need long-term care services, which could cost hundreds of dollars per day.
Long-Term Care (LTC) + Life Insurance combines the benefits of life insurance with living benefits, which can be used for long-term care, home health care, adult care or assisted living. Whether or not you use LTC in your lifetime, your beneficiary will receive a life insurance payout.
You must be 19-70 years old and work 24+ hours per week to be eligible without answering health questions. This program is not set up for payroll deductions; you will be direct billed by the carrier.
Who can enroll?
You must be age 19-70 years old and work 24+ hours per week to be eligible without answering health questions.
When can I enroll?
You can enroll in this benefit anytime during the year through our enrollment website.
Ready to Enroll?
To enroll or make changes to your benefits, visit bswift, our secure, online enrollment website. You’ll be prompted to enter your YNHHS username and password. If you are enrolling before your hire date, use this link to visit bswift and follow the temporary username and password instructions there. If you run into problems, call HRConnect at 844-543-2147. Need more info first? You’ll find details at HRConnect.