If you become injured or ill and are hospitalized, your medical coverage will pay a portion of your costs. However, no plan pays for everything. Your share of the hospital bill, including coinsurance, copays and deductibles could be costly.
With Hospital Care (Indemnity) Insurance, you receive cash benefits for covered hospital stays and expenses. The money can help offset the hospital bill, take care of day-to-day expenses, or pay for anything you need.