You have two High-Deductible Health Plan (HDHP) options:
- HDHP with Health Savings Account (HSA)
- HDHP with Healthcare Reimbursement Account (HRA)
Both plans are administered by Cigna. You can select the HDHP with HRA only if you have Medicare or TRICARE. With both plans, you pay the full cost of care until you meet your annual deductible. Your HSA or HRA can help you cover those costs.
When you enroll in an HDHP, you automatically have urgent care and telehealth coverage, as well as prescription drug coverage.