Eligibility

If you’re eligible for benefits, you can enroll yourself, your spouse/domestic partner and/or dependent children in medical, prescription drug, dental and vision coverage, plus other voluntary and financial benefits. Your benefits are effective on your first day of employment or the day you become eligible for benefits.

Note: If you change from part-time to full-time or vice versa, the changes to your contributions will go into effect the first of the month following the status change.

Who’s Eligible

You’re eligible for benefits if you’re a regular, full-time employee (36 or more hours per week) or a benefits-eligible part-time employee (generally 24–35 hours per week) of Westerly Hospital.

Note: Under the YNHHS Medical Plan, eligibility is a minimum of 24 hours per week, and domestic partners are not covered.

If you’re eligible, you can also enroll these dependents:

  • Your legal spouse
  • Your domestic partner (HDHP only)
  • Your dependent children under age 26:
    • Biological children
    • Stepchildren
    • Adopted children, including those placed for adoption
    • Foster children
    • Any children for whom you are responsible per court order
  • Your dependent children over age 26, if fully dependent on you for support due to a disability and covered by you prior to age 26

Note: To enroll your dependents, you’ll need to provide applicable supporting documentation, like a marriage certificate, birth certificate, court order or federal income tax return. For details, visit HRConnect.

Coverage Under Multiple Plans (Coordination of Benefits—YNHHS Medical Plan Only)

When you or members of your family are covered under more than one medical and/or dental plan, your plan coordinates benefits to prevent duplication and overpayment of benefits. Here’s how that works:

Who is the patientHow the plan coordinates benefits
EmployeeYour plan will be the first to pay benefits. The other plan will then pay benefits according to its policies after you submit the claim.
Your spouseTheir plan will pay benefits first. Then, your plan will pay its normal benefits, minus any benefits paid by your spouse’s plan. If their plan pays benefits that are equal to or greater than the benefits your plan would otherwise pay, your plan will not pay benefits.
Child who is covered under both parents’ plansThe parents’ dates of birth will drive which plan pays benefits first. The plan of the person whose birthday occurs earlier in the year will pay benefits first. If your plan pays benefits second, its normal benefit will be reduced by the amount paid by the other plan.

Ready to Enroll?

Learn about your YNHHS benefits by visiting our virtual benefits fair. Then, to enroll or make changes to your benefits, visit bswift, our secure, online enrollment website. Check out this video to learn how to enroll through bswift. If you are a new hire and enrolling prior to your start date, please refer to this document.

Once you reach the login page, you’ll be prompted to enter your YNHHS username and password. If you are enrolling before your hire date, use this link to visit bswift and follow the temporary username and password instructions there. If you run into problems, call HRConnect at 844-543-2147. Need more info first? You’ll find details at HRConnect.

Visit Virtual Benefits Fair
Visit bswift
Watch How to Enroll Video

Automatic Enrollment in 403(b)/401(k) Plan

As a new employee, you’re automatically enrolled in the 403(b) plan for YNHHS employees or the 401(k) plan for Lawrence + Memorial Hospital employees. You can increase or decrease your contribution at any time.

When Benefit Changes Are Allowed

After you enroll, you can make changes only during annual open enrollment or within 31 days of experiencing a qualifying life event:

  • Marriage
  • Divorce
  • Childbirth/adoption
  • Coverage loss or gain

You must submit documentation that supports the event.

Click here to learn how to process a life event on bswift.